Home Inspections and Homeowners Insurance

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Buying a Home

Thanks to the Internet, being an informed home buyer has never been easier. No longer are buyers completely dependent upon real estate agents and mortgage lenders when it comes to gathering information. House listings are readily available online, as are interactive tools that can estimate mortgage payments and percentage rates. If you have never bought a home before, you can find step-by-step guides to the process online. Even seasoned real estate investors can turn to the Web for news and advice, as the market is constantly evolving. Whatever your needs, the Internet is an invaluable source of information for buying a house.

Rent or Buy?

The purchase of a home is likely the single largest transaction you will ever make. If you're ... read more »

Where to Live

Finding the right neighborhood can be just as important as finding the right home. Maybe ... read more »

Choosing a Home

As your hunting begins, you will soon find that there is no shortage of properties for sale. While ... read more »

Find Homes for Sale

There was a time when the only way to find homes for sale was through newspapers or signs in ... read more »

Find Real Estate Brokers

Whether you hire a broker to help you purchase a home is a personal decision. Some people feel ... read more »

Home Inspections and Homeowners Insurance

Now that you've found a home you like, it's time to do a little more sleuthing. As soon as possible after you agree on a price, you'll need to have the home inspected by a licensed contractor, and you’ll need homeowner's insurance. The Web can answer questions about both of these steps.

Dulcinea's Insight

  • Home inspections may be performed by someone who carries an "inspector" title or someone who is, for example, a structural engineer. This article from the National Association of Home Inspectors, Inc., explains what you should do to ensure that your potential new home receives a thorough home inspection, and how to know whether you need an inspector or an engineer to look at your home.
  • Most people who perform home inspections can tell you if there’s obvious termite damage, but it’s a good idea (and often required to obtain homeowners insurance) to get an official termite inspection. Most licensed exterminators can perform termite inspections.
  • To find an engineer or exterminator near you, try an online directory like YellowPages.com. (And don’t forget to check out their reputations with the Better Business Bureau before hiring anyone.)
  • Homeowner’s insurance isn’t just a good idea: it’s required by most mortgage lenders. Make sure to get any home you’re buying insured early enough so that you can bring proof of insurance with you to the closing.

Dulcinea's Picks

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Negotiating Home Prices

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Home Mortgages

The process of obtaining a home loan can be arduous and confusing if you're not prepared before you ... read more »

Closing Process

The day you close on your new home can be a very exciting one but if you want it to go smoothly ... read more »

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