Learn About Home Mortgages



Nearly 70 percent of us own our homes. As adults, we'll change residences more than 10 times. Our homes define us, shelter us, and support us. Whether you want to find a new home, sell an old home, fix up your home, insure it, fireproof it, decorate it, or refinance it, the Web has all the information you need to accomplish these tasks, and much more. The findingDulcinea Homes Guide will lead you to the Where, the Which, and the How Much for your heart's desire.

Deciding Where to Move

If you are thinking of relocating but aren't quite sure where you'd like to live, there are plenty ... read more »

Buy or Sell a Home

Buying or selling your home is unlike any other financial transaction you'll make in life. Your ... read more »

Learn About Home Mortgages

A home mortgage is likely the largest single loan you'll ever carry. Knowing as much as possible about the different kinds of loans and home financing methods available will help you avoid the many pitfalls we read about in the papers: subprime mortgages, hidden penalties, balloon payments, defaulting, and repossession.

Dulcinea's Insight

  • Loans from Internet-based providers can sometimes be offered at lower rates than those from bricks-and-mortar banks because the Internet-only providers often have lower overhead costs.
  • Check in your area for programs that offer classes for first-time home buyers, as well as lower interest rates on a loan. Many times, local government organizations and banks will offer such programs.

Dulcinea's Picks

To guide you through the home loan process ...
To find a lender ...
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Rent a Home

If you aren't quite ready to purchase a home but still want to find a new place to live, there are ... read more »

Plan a Move

Moving can be a very stressful event in anyone's life—physically, emotionally, and ... read more »

Decorate Your Home

Even if the only time you spend at home is during the few hours of sleep you allow yourself each ... read more »

Home Repair

Not everyone is a home repair genius, even if we pretend to be from time to time. So whether you're ... read more »

Landscaping and Gardening

Whether it's spring that's in the air or a blizzard, there are plenty of ways that you can tap the ... read more »

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