Retirement Planning
Whether your retirement is a few decades or a few months away, now is the time to prepare for your postcareer years. While you’re daydreaming of one day surfing the coast of Florida, why not surf the Net for some tips to help you save for retirement?
Retirement savings options
One of the first steps toward a successful and stress-free retirement is to understand your options ... read more »
Saving for retirement during your career
There's no better time to start planning for retirement than right now. The earlier you start ... read more »
Retirement calculators
Retirement is really a numbers game: are you putting enough in the bank now so that you can live ... read more »
Last-minute retirement planning tips
The nearer you are to the end of your career, the more pressing the issue of retirement becomes. Plenty of Web sites offer tips and tricks to help you make the most out of your last years of full-time work so that you can enjoy retirement without the burden of finances.
Dulcinea's Insight
- You can be taxed heavily for withdrawing funds from your retirement accounts too soon. Check the IRS Web site for the latest information about retirement and tax law to make sure that you don’t unnecessarily incur penalties on your retirement savings.
- Keep yourself organized as you near retirement to make sure you have everything in order; this checklist from Eons should help.
- As you get closer to retirement, you may be able to start contributing more money to your retirement savings without incurring any tax penalties. Check the IRS Web site for rules about catch-up contributions and other tax information about your specific account.
Dulcinea's Picks
AARP’s
“Financial Planning and Retirement” section has a great deal of financial-planning resources as well as good overviews of retirement-planning strategies. The "Retirement Roadmap Tool" helps you determine how your expectations of retirement match your finances. Or start with the “Retirement Planning Calculator” and then research the various elements of planning. For an overview, watch the "Mission Retirement" video.
SmartMoney.com’s
“Retirement” section has investing strategies, (such as "Last-Minute Retirement Planning") and a few "Now That You're Retiring" ideas and tips, as well as resources specific to certain types of retirement plans. Be sure to scroll down the Retirement page to see all of the archived stories, worksheets, and resources for retirement.
Eons
has a Fidelity Retirement Quiz that reveals some surprising figures about how inflation rates and your own withdrawal rates can affect your retirement savings in the long run. Eons also has quite a few useful articles to help you plan as you get closer to retirement: try the "When Can I Retire?" article to get some basic guidelines for how much money you'll need, as well as some practical things to consider before selling your home and moving to warmer environs to loaf around on the beach.
Money management during retirement
After you’ve spent decades planning for your retirement, it’d be devastating to find ... read more »






