Choosing Life Insurance Coverage

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Life Insurance

Life insurance is a topic that many people would like to avoid, yet it could be one of the most important forms of insurance to have. Planning for life insurance is not always easy. You have to keep an eye out for scams, understand which insurance policies are right for you, and choose an insurance provider, among other things. This guide will help you cut through some of these obstacles, by using the Web to teach you about life insurance basics.

What is life insurance?

Life insurance is a way for you to provide for your loved ones in the event of your death. There ... read more »

Choosing Life Insurance Coverage

There are no one-size-fits-all life insurance plans; each consumer has different needs, and each should thoroughly evaluate his or her options to ensure a policy fits. The resources below will help you decide if life insurance is right for you, and if so, what type of plan will meet your needs.

Dulcinea's Insight

  • An insurance salesman is not necessarily looking out for your best interest; he's looking for your dollar, so look critically at each policy, research arguments against specific plans, and be the one with the final say before buying a policy. A good example of salespeople pitching unnecessary products is the common practice of selling young workers, freshly out of college with no dependents, life insurance policies.
  • Life insurance fraud on the part of the agent is always something to be conscious of. Use these tips provided by InsWeb.com to know what mistakes to avoid, and what signs to be cautious of.
  • Life insurance is a sticky issue, and it can be hard to know how to reconcile what you need with what you get. Ken and Daria Dolan, hosts of a nationally syndicated financial radio show, and creators of Dolans.com, have an article entitled, "Straight Talk on Life Insurance: Here's the Truth About What You Need", that attempts to cut through the issue in plain language.

Dulcinea's Picks

To help you decide if you need life insurance coverage ...
To help you choose the right kind of life insurance ...
To determine much coverage you need ...
For tax information ...
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Find a Life Insurance Provider

So you know you want life insurance and you know what kind you want to buy—but who should you ... read more »

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