Use the Web to Take Charge of Your Credit
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Home equity lines of credit have much lower interest rates than credit cards and are more flexible than traditional home equity loans. However, they're not a good solution for everyone. If you're searching for additional credit, use the Web to learn if a home equity line of credit could meet your needs.
- As with any credit obligation, home equity lines of credit carry significant responsibility. You could lose your home if you don't repay the money you've borrowed, along with the interest included.
- Before applying for any home equity loan (also abbreviated as "HELOC") or line of credit through an online lender, make sure to check its credibility through an organization that oversees fair lending practices. We've included links to a few below.