Use the Web to Take Charge of Your Credit
Expand All Guide SectionsWhat is Credit?
The credit card industry mailed more than six billion credit card offers to households during 2005. ... read more »
Finding and Improving Your Credit Score
Your credit score can have an impact on many aspects of your financial life, perhaps none more ... read more »
Choosing the Right Credit Card
There are credit cards to suit a unique array of personal needs. Flight miles, cash-back rewards, ... read more »
Credit Card Debt
If you're even asking this question, the answer is probably yes. In fact, because credit card debt ... read more »
Teens, Young Adults, and Credit
Approximately 83 percent of undergraduate college students possessed at least one credit card in ... read more »
Protecting My Credit
With so many people using credit cards, credit card fraud has become a lucrative ... read more »
What is a Credit Union?
If interest rates are starting to look too intimidating, it might be time to consider a credit ... read more »
Home Equity Loans and Lines of Credit
Home equity lines of credit have much lower interest rates than credit cards and are more flexible than traditional home equity loans. However, they're not a good solution for everyone. If you're searching for additional credit, use the Web to learn if a home equity line of credit could meet your needs.
Dulcinea's Insight
- As with any credit obligation, home equity lines of credit carry significant responsibility. You could lose your home if you don't repay the money you've borrowed, along with the interest included.
- Before applying for any home equity loan (also abbreviated as "HELOC") or line of credit through an online lender, make sure to check its credibility through an organization that oversees fair lending practices. We've included links to a few below.
