Credit

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Use the Web to Take Charge of Your Credit

We use credit to make many substantial business deals, such as buying a home or car, or obtaining a loan. Other times, we simply want to use a credit card to make our daily lives a little easier. Whether you want to learn how to select the right credit card, protect yourself from identity theft, or learn how your credit score affects the loans you receive, the Web can serve as your guide to understanding, establishing, and maintaining good credit. For a Spanish-language version of the Guide, click here.

What is Credit?

The credit card industry mailed more than six billion credit card offers to households during 2005. ... read more »

Finding and Improving Your Credit Score

Your credit score can have an impact on many aspects of your financial life, perhaps none more ... read more »

Choosing the Right Credit Card

There are credit cards to suit a unique array of personal needs. Flight miles, cash-back rewards, ... read more »

Credit Card Debt

If you're even asking this question, the answer is probably yes. In fact, because credit card debt ... read more »

Teens, Young Adults, and Credit

Approximately 83 percent of undergraduate college students possessed at least one credit card in ... read more »

Protecting My Credit

With so many people using credit cards, credit card fraud has become a lucrative ... read more »

What is a Credit Union?

If interest rates are starting to look too intimidating, it might be time to consider a credit ... read more »

Home Equity Loans and Lines of Credit

Home equity lines of credit have much lower interest rates than credit cards and are more flexible ... read more »

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