Planning for retirement

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Personal Finance: Organize, Manage, Research, and Invest Online

The Internet can streamline your ongoing personal finance tasks and keep you informed about changes and opportunities in the financial world that may affect you. There are tools for learning the basics, doing your banking online, and managing your budget, credit, and loans.

Basics of personal finance

Money makes the world go round, but leaves many of us in the dark. Understanding the nuances of ... read more »

Financial news sources

The market changes every day. To stay up-to-date on global and private economic conditions, read ... read more »

Online banking tips and tools

It's possible to conduct all your normal bank business from your own computer, 24 hours a day. ... read more »

Personal budgeting

Since your allowance days, you've been on a budget. Then, you had to make tough choices like ... ... read more »

Help calculating and filing your taxes

Nobody likes paying taxes, but being prepared and efficient can save you time, money, and prevent a ... read more »

Getting a mortgage or student loan

Sometimes life costs more than you have in the bank. When the time comes to buy a house or car or ... read more »

Credit and debt

Credit cards and loans are a great convenience, but you need to manage debt carefully. Staying ... read more »

Planning for retirement

With the variability of social security a constant topic of discussion, everyone should be aware of their own retirement needs. Still, the idea of extensive, long-term financial planning can be quite daunting. You have to begin somewhere, and the Internet provides many resources for understanding and preparing a retirement plan.

Dulcinea's Insight

  • Once you've started to think about retirement, you can begin executing your plan online. Many banks and brokerage houses will let you open an IRA online.
  • Rather than go it alone, you may decide to hire a financial planner. Finding one who is trustworthy and unbiased is not always easy, but the Web sites described below can help by offering advice or directing you to prescreened professionals.
  • Check with your bank or investment firm-it most likely offers retirement planning services.
  • In addition to your own research and investments, signing up for your employer's 401(k) plan is often one of the easiest and most cost-effective ways to save for retirement.
  • In addition to sites devoted entirely to estate planning, most financial magazine Web sites and bank Web sites have sections devoted to estate planning.
  • Part of planning your retirement may be deciding how you distribute your wealth to your heirs. Estate planning is an emotional and technical ordeal, but the Internet can be a good source of information and guidance. Of course, when you're ready to finalize arrangements, you're best off turning off the computer and talking to a lawyer.

Dulcinea's Picks

For retirement basics ...
To find a financial planner ...
For estate planning ...
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