Get Your Finances in Order

new year's resolutions, new year's resolution, new years resolutions

Recommit to Your New Year's Resolutions

As we ring in the new year, millions of people make resolutions to change their lives for the better, hoping to lose weight, quit smoking, spend more time with their families or make other life improvements. The Web can aid you on your journey, with advice, resources and inspiration that will help you follow through with—or recommit to—your New Year's resolutions.

Advice About New Year’s Resolutions

The act of making New Year’s resolutions has existed for over 4,000 years, but so has the act ... read more »

Get in Better Shape

Getting into better shape is the most common New Year’s resolution. Whether you’re ... read more »

Quit Smoking

Quitting smoking improves the health of your entire body and saves hundreds (sometimes thousands) ... read more »

Get Your Finances in Order

To celebrate the New Year, the Babylonians would lower their debt by returning a piece of farm equipment they had borrowed during the year. Even if you haven’t borrowed any farm equipment lately, you too can use New Year’s to lower your debt and get your finances in order by using the recommended sites in this section.

Dulcinea's Insight

  • Easily make your own budget using any offline spreadsheet program, such as Microsoft Excel. Excel has tools that allow you input formulas into cells, get the sum of rows and columns automatically, and even make charts of your spending.
  • Many credit card companies will provide you with an end-of-year (or -month) summary of what categories you spent money on: for example, groceries, clothing, furniture, electronics, or restaurants. Having information about where you’ve spent money in the past can help you to determine a reasonable plan for the future.
  • Personal budgeting software can be customized based on your unique expenditures. For information on online budgeting, check out, where you'll find articles like this one, which discusses why (and how) to get an "Online Budget Makeover".
  • To fully understand how debt is related to credit, you should familiarize yourself with the different ways in which the term “credit” is used. You can buy things on credit (such as using a credit card), but you may also have heard the term “credit” applied to your ranking as a desirable (or undesirable) borrower, such as with your credit score. Our findingDulcinea Credit Web Guide can help you understand the difference between the two.

Dulcinea's Picks

For financial budgeting tips …
For financial budgeting software …
For information about debt …
To understand and improve your credit …
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Continue Your Education

Just because you’re out of school doesn’t mean you have to stop learning. The Web is ... read more »

Become More Religious or Spiritual

If you want to spend the upcoming year getting more in touch with your spiritual side, let the ... read more »

Spend More Time With Your Kids

Saying you’ll spend more time with your kids is the easy part; the real challenge is figuring ... read more »

Get More Involved With Charity

The holiday season inspires many to help people around them and make the world a better place. The ... read more »

Help the Environment

New Year’s resolutions don’t have to be just about bettering yourself; you can also ... read more »

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